New collaboration

HomeExposureHome Exposure Marbella has just started a collaboration with flexicurity of Switzerland see home Exposure website...

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New service for partnering agents

Partnering agencies can deliver us content in order to get their own website higher in the Google rankings. We will update their post on our own well visited web and several blogs and forums. check...

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Top of the rankings

It design is helping Home Exposure Marbella storm the internet rankings. After only having started the website medio November we are already the best visited Marbella real estate website and are ranked high on content specific keywords in the search engines. If you check for keywords like: property Marbesa, villa for sale Marbesa etc. you will find us high in the rankings. Next step is the more general keywords. Check this alexa.com link...

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Monthly Currency exchange information

Provided by Home Exposure Marbella in cooperation with Currencies DirectThe £ & € Exchange Rates – Where are we heading?…. 17Th March 2009The huge drop in exchange rates for the Pound against the Euro over the last week has followed on from what has been a very volatile period for the currency pair, making it very difficult to judge the best time to buy or sell.The Bank of England minutes next week may go some way to determining whether the slide for Sterling will continue but the real risk to many people is the ...

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Ten things you need to know about buying a property in Spain

Home Exposure MarbellaSABINE REICHOW    ABOGADA-LAWYER-RECHTSANWÄLTIN10 things to have in mind when you purchase a property in Marbella, SpainAVDA RICARDO SORIANO 47, EDIFICIO BALMORAL, 1ª PLANTA OFICINA 102, 29601 MARBELLA • PHONE: 629690750 • FAX: 952863937E-MAIL: SRLAWYERS@TERRA.ES 1.- 1.-To start with, be aware of the fact that any person or his/her representative who  intervenes in the purchase of a property and therefore has to sign before a public Notary has to have a spanish NIE Number ( Numero de Identificación Extranjera). Th...

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Beautiful villa for sale in Marbella

Home Exposure Marbella have recently taken this luxurious and special property for sale in the exclusive Los Monteros area, check this pdf presentation:...

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Can Sterling continue its recovery as Euro Tumbles?

Posted by Home Exposure Marbella, courtesy of Keith Spitalneck of Currencies Direct

Can Sterling continue its recovery as Euro Tumbles?

Finally it seems as though we are starting to turn a corner…..

At the time of writing GBP is trading at 1.1357 against EUR.

Yesterday the ECB president, Jean-Claude Trichet, said the central bank must do everything possible to boost confidence, signalling to the market that the ECB may cut rates from the current 1.25%. The next ECB meeting (and BOE meeting) is...

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Risk Aversion Returns

Risk Aversion trading takes over again in the Far East as uncertainty over the seriousness of the ‘swine-flu' proves the driver for market traders. Official comment puts the death toll so far in Mexico at 103 and although there have been no fatalities from the disease in the US, there have been reported cases in several large cities including at a high school in New York City. This really is an example of ‘watch this space' and the market will be conscious of any adverse developments.Whilst the flu story is very unpredictable, the rest of the market has a more routine ring to it. The US Treasury get back on their cash raising wagon ...

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Sterling/Euro - Another volatile week in the markets

Currently the pound is just about holding onto the 1.50 level against the dollar but has retraced down against the euro to 1.11 from a high of 1.14.  This month to date we have witnessed a wealth of economic data and also the monthly interest rate decisions from the Bank Of England and the European Central Bank. The Bank of England held the official interest rate as expected at 0.5% but surprised the markets by increasing the size of their asset purchasing programme by £50 billion in phase 2 of Quantitative Easing.  This now brings the total facility to £125 billion as the treasury pushes forward in its desire to ease...

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WILL YOU PAY SPANISH INHERITANCE TAX?

Foreign property owners all over Spain are getting the impression that inheritance tax is being done away with.The answer is yes, no, maybe, sometimes, and it depends. Whether your heirs will be subject to inheritance tax on your Spanish property depends on where the property is, whether you are an official resident or not, how long you have owned the property and other factors.
Location of the property and place of residence of the owner are the two most important factors. The short ...

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Tax advantages for Spanish residents

Foreigners often think that taking out an official residence permit in Spain will cost them money and expose them to Spanish taxes which non-residents can avoid.The truth is often the reverse. The resident property owner has a number of tax advantages over the non-resident 1. If you are a resident and more than 65 years of age, and you have lived in your home for three years, you will not be subject to Spanish capital gains tax when you sell it, no matter how great your profit2. If you are a resident and you sell your property, you are not subject to having 3 per cent of the total purchase price withheld and...

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Do I pay taxes on stock market investments in Spain?

SPAIN DOES NOT TAX STOCK-MARKET PROFITS Spain does not tax profits made by an EU non-resident investor in the Spanish stock market. These profits from sale and income from interest on bonds are now considered as not arising in Spain. Dividends, however, remain taxable, when paid by Spanish companies.But even dividends are free of Spanish tax when the EU investor puts his noney into a foreign company which is quoted on the Spanish stock-market, and there are many.This freedom applies only to individuals who are resident in other EU countries, not to companies. It supposes that the non-resident investor is pay...

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More good taxation news for non-residents in Spain

Historically the taxation of non residents has always been different to that of Spanish residents and this has been widely criticised by professionals and taxpayers particularly by those resident in other EU member states. Discrimination of EU citizens or companies is prohibited under EU Law since its inception and the signing of the European Union treaty and all subsequent EU Legislation and all European countries have had to adapt their internal legislation to be in compliance with...

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Cliffhanger for a week for Sterling

A cliffhanger of a week for sterling last week dominated by the expectation and then the announcement from the Bank Of England on interest rates on Thursday.  Going back to the start of the weekrisk aversion was ratcheted up a couple of notches due to a few contributing factors; firstly the hangover of the payroll data from the US on the previous Thursday was still apparent and undermined any move into risky assets. In addition the civil unrest in China did not help- here violence in the western region of Xinjiang left at least 140 people dead and more than 800 people injured also helping the case for risk aversion.  This led t...

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